The New York State Higher Education Services Corporation (HESC) provides a Private Loan comparison tool. Students are encouraged to exhaust all other financial aid options (e.g., Federal loans, grants, scholarships, work-study, etc.) before applying for a private loan.

For more information all financial aid options, please visit "Grants, Scholarships and Loan Programs." For contact information for NYSHESC offices and programs, visit www.hesc.ny.gov/contact-hesc.html.

HAS HESC SUSPENDED OPERATIONS AND SERVICES DUE TO COVID-19? HESC is working to protect New York's students and borrowers during the COVID-19 public health emergency. HESC is providing answers to frequently asked questions for students, parents, borrowers, and lenders/servicers here and continuing to provide support remotely until further notice.